If you are in real estate business, investing, building and /or renting, your estate and asset protection planning must be flexible to allow you to borrow, sell, collaterize, lend, rent etc.
Your risk of liability comes from different aspects of what you do. If you rent, your tentats may sue you. If you build, you are neck deep in issues of OSHA compliance, safety in workplace, workers comp not to mention contractual liability, meeting deadlines and expectations, working with the DOB (or against it). Your lenders are tough and your life is stressful.